PM Surya Ghar Muft Bijli Yojana in Kerala — your complete guide
The Government of India's flagship rooftop solar scheme gives Kerala homeowners up to ₹78,000 in direct subsidy plus access to a 6.75% collateral-free solar loan. Mastride handles the entire application, KSEB approval and disbursal — you only sign.
- ₹78,000Max subsidy
- 6.75%Loan rate
- 30–45 daysDisbursal
- YesEmpanelled
Subsidy slabs (residential)
1 kW system: ₹30,000 2 kW system: ₹60,000 3 kW system: ₹78,000 4 kW and above: ₹78,000 (capped) Group Housing Society / RWA: ₹18,000/kW up to 500 kW (max 3 kW per flat).
Eligibility checklist
• Indian citizen with a residential property in Kerala • Active KSEB electricity connection in applicant's name • Roof ownership proof or NOC from owner / society • Aadhaar-linked savings bank account • Not previously availed central solar subsidy at the same address
How Mastride processes it
1. We register your application on pmsuryaghar.gov.in within 24 hours. 2. KSEB feasibility approval (5–7 days). 3. Installation and net-meter commissioning by our empanelled team. 4. Upload commissioning report + bank details to the National Portal. 5. Subsidy credited directly to your bank account in 30–45 days. No separate visits to KSEB or DISCOM offices required.
Frequently asked questions
+How much PM Surya Ghar subsidy can I get in Kerala?
Residential rooftop solar in Kerala receives ₹30,000/kW for the first 2 kW, ₹18,000/kW for the 3rd kW, and a flat ceiling of ₹78,000 for any system 3 kW and above. So a 2 kW gets ₹60,000, a 3 kW gets ₹78,000, and a 10 kW also gets ₹78,000.
+Who is eligible?
Any Indian residential household with a valid KSEB connection, ownership/NOC of the rooftop, and an Aadhaar-linked bank account. Apartment associations and group-housing societies have separate slabs (₹18,000/kW up to 500 kW).
+How long does subsidy disbursal take?
Typically 30–45 days after KSEB commissioning. Mastride handles the National Portal application, vendor selection, inspection report upload and bank-account linking.
+Can I claim subsidy if I already installed solar?
No — the subsidy is only released for systems applied for through the National Portal before installation and commissioned by an empanelled vendor.
+Is there a loan tied to the subsidy?
Yes — collateral-free loans up to ₹2 lakh at 6.75% interest are available through PSU banks for systems up to 3 kW under the same scheme.